How to make money while you sleep

If you’ve ever wondered how to make money while you sleep, and whether this is really possible, I can tell you that it is!  BUT it does not come without significant RISK!!

There are some programmes out there which offer returns which are out of this world!  When they work, these programmes literally make you money while you sleep, as you don’t have to do anything to earn the returns on offer. Any programme offering returns of above 1% per day is considered a ‘high yield investment programme’ or ‘HYIP’.  As a general rule of thumb, these programmes have a short life span (usually from a couple of months up to around 2 years).  Many people consider these programmes to be ‘ponzi’ schemes, that is, they use new investor money to pay existing investors’ returns.  Eventually, when the influx of new investors slows down, the scheme collapses and the most recent investors are usually the ones who lose their money.  Programmes of this nature tend to say they are ‘trading forex’, ‘investing in stocks’ or ‘mining cryptocurrency’, as a few examples.  Very seldom will they be able to provide any evidence of these activities. 

Most people instantly call all these programmes scams.  However, most of them actually do start off paying and then stop paying (this is the general pattern with almost all of these programmes).  My opinion is that some of them may actually genuinely be doing what they say.  Having tried forex trading once myself, I am very aware that there are significant gains to be made. When I gave it a try once, I deposited a $5000 investment and made a $4000 profit after 24 hours!  And this was without me having a clue what I was doing, no strategy, nothing! Needless to say I lost it all the next day! But my point is, forex trading (as one example) can actually make significant returns.

Is it possible to make money with these programmes?

Yes it is possible!  But it is also possible to lose all of your investment.  If you are going to invest in one of these programmes, do so with your eyes wide open.  Do not invest what you cannnot afford to lose and withdraw your ‘seed’ money (the money you deposited into the programme) as soon as possible.  After you have withdrawn your seed money, you may want to try and compound your earnings as much as possible.  However, it is best to have a strategy in place where you are benefiting from compounding but also regularly withdrawing – don’t let greed get the better of you!  I use a 60% reinvest / 40% withdrawal strategy.  Thus, for a programme that pays 5 days a week, I would reinvest on 3 days of the week and withdraw on the other 2 days.  Remember, this is AFTER I have withdrawn my initial seed money.  In all honesty, I find this a really fun thing to do but I only do it with small amounts of money, and am prepared to lose all of it if the programme collapses.

What are the risks?  Are they all scams?

As mentioned, the risks are that the company is not in fact using your funds to trade forex or mine cryptocurrency or whatever else the disguise may be.  It may in fact simply be using new funds to pay the returns of existing investors and could simply disappear with your money at any time.  So do not risk any significant sums of money on these programmes.  If you haven’t done your research, you may even find that the money you deposit cant even be seen on the platform and it is lost forever.  You may also have problems with withdrawing your returns.  So you really do need to be careful!

How do I know what to look for?

There are several questions we can ask; What are other ‘real’ people saying about the programmes?  Have you seen proof of withdrawal?  Have you tried contacting their customer support?  What level of response and service do you receive? Have you joined a facebook group?  Are people generally happy or do there appear to be problems?  Trust me, people can be very vocal when there are problems!  Is there any evidence of how investor funds are used? Does the website look professional?  Are there lots of spelling and grammar errors on the website or platform?

You can also look at ‘hyip monitors’.  These websites supposedly monitor a range of hyips, by investing funds in the different projects and then publishing its status as ‘paying’, ‘waiting’, ‘problem’ or ‘not paying’.  When it is no longer paying, the monitor will label the programme ‘scam’.  Do not rely soley on these monitors though, as they also earn advertisng revenue from some of the hyips, so they may still report that a programme is paying when it has stopped if they are still being paid for advertising. The best thing to do is speak to real people who are using the programme!

Tried and tested programmes

So, if you’re like me and have a healthy appetite for risk and are prepared to risk (just a little) money to start making money while you sleep, the programmes I am using can be found on my short term investments page.

I have successfully withdrawn from ALL these programmes, so can say that (for the time being) they are definitely paying programmes.  In time, I will also be posting reviews about each programme I am using so you have specific information on each one.

I end this blog with an appropriate quote from Richard M. Nixon: ‘If you take no risks, you will suffer no defeats.  But if you take no risks, you win no victories.’

Please feel free to comment and share any programmes you have had good or bad experiences with in the comments section.  It will be great to hear from you.

**DISCLAIMER** This blog does not serve as investment advice.  I am not an investment specialist.  The purpose of this post is to share my own experience and what I have learned.  Please be aware of the risk of loss if you choose to participate in any high yield investment programmes!






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